Raise Your Retirement Income Retirees look for ways to convert savings and investments into regular income. One option to consider is an annuity. Share | Related Content The Power of Tax-Deferred Growth Why are 401(k) plans, annuities, and IRAs so popular? Social Security: The $64,000 Question One of the most common questions people ask about Social Security is when they should start taking benefits. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.